Contents Calculator


This calculator will help you work out the insurance cover you might need to replace the contents of your home. It’s important to adequately insure your possessions, as the Sum Insured on your contents policy is the maximum amount you can claim.

We recommend you:

  • go from room to room in your house, writing down your estimate of what each item is worth (our calculator contains a list of contents common to NZ family homes)
  • enter your values in the calculator – you can use the average value provided or your own estimate
  • click the 'calculate' button to get the total amount – this is what your Sum Insured should be.

Talk to Lantern insurance about the information you have collected. They can advise you on suitable contents insurance, along with options for valuing and insuring items such as jewellery, antiques and fine art.


Visit Home insurance changes to estimate the likely cost of rebuilding your home.



Enter your values


Average value ($) Your value ($)

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Lantern Insurance is a business division of IAG New Zealand Ltd

For a complete description of your cover, please refer to your policy wording, policy schedule and any other relevant policy documents.
This information is a general guide only and is not necessarily complete. We reserve the right to change, update or correct any information from time to time without notice.