If you need to make a claim for damage to your bike that’s repairable, we’ll either arrange to repair it or we’ll pay you the cost of the repairs once they’re determined by our assessor.
If your motorcycle is damaged and it’s not economic to repair it, we’ll either pay you the market value up to the sum you insured the motorcycle for, or, if the damage occurred within 12 months of you purchasing the motorcyle new, we may replace the motorcycle as long as the same model and specification is available.