Lantern offers NZI’s premium insurance policies to our customers

Lantern Insurance, providing premium cover through NZI

We're about providing New Zealanders with premium insurance solutions offered by NZI insurance at a competitive price with great customer service.
Give us ​a call on 0800 800 800 to speak with one of our friendly staff, to ask about how we can help you​ today.
As New Zealand's direct-to-customer provider of NZI insurance, we offer a range of products that have been developed to meet the changing needs of New Zealanders. This enables us to deliver quality solutions to our customers so you know your home, contents or motor vehicle are in good hands, when they're insured with us.
NZI is New Zealand’s longest-standing insurer, with robust policies that have stood the test of time.
As a corporate citizen we pride ourselves on a commitment to social, environmental and economic sustainability, and we continue to innovate in this area with in-house initiatives that make a difference.


Standard & Poor's rating
Lantern is a business division of IAG New Zealand Limited (IAG). IAG has received a financial strength rating of AA- from Standard & Poor’s (Australia) Pty Ltd, an approved rating agency.
A rating of AA- means IAG has a ‘very strong’ claims-paying ability, as you can see in the scale below.
The rating scale is:

AAA (Extremely Strong)
AA (Very Strong)
A (Strong)
BBB (Good)
BB (Marginal)
B (Weak)
CCC (Very Weak)
CC (Extremely Weak)
SD (Selective Default)
D (Default)
R (Regulatory Supervision)
NR (Not Rated)
The ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
The rating scale above is in summary form. A full description of this rating scale can be obtained from
Solvency Margin
​In its Half-Yearly Solvency Return filed with the Reserve Bank of New Zealand, IAG New Zealand Limited had a Solvency Margin as at 31 December 2017 as follows:
Actual Solvency Capital
Minimum Solvency Capital
Solvency Margin
Solvency Ratio
Insurance Council of New Zealand
Lantern is a member of the Insurance Council of New Zealand (ICNZ), an industry organisation which represents fire and general insurers in New Zealand.
As an ICNZ member, Lantern abides by the ICNZ fair insurance code.


Additional information, including consumer advice about insurance, is available on the Insurance Council of New Zealand website.




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Lantern Insurance is a business division of IAG New Zealand Ltd

For a complete description of your cover, please refer to your policy wording, policy schedule and any other relevant policy documents.
This information is a general guide only and is not necessarily complete. We reserve the right to change, update or correct any information from time to time without notice.