Lantern offers NZI’s premium insurance policies to our customers

Lantern Insurance, providing premium cover through NZI

We're about providing New Zealanders with premium insurance solutions offered by NZI insurance at a competitive price with great customer service.
Give us a call on 0800 800 800 to speak with one of our friendly staff, to ask about how we can help you​ today.
As New Zealand's direct-to-customer provider of NZI insurance, we offer a range of products that have been developed to meet the changing needs of New Zealanders. This enables us to deliver quality solutions to our customers so you know your home, contents or motor vehicle are in good hands, when they're insured with us.
NZI is New Zealand’s longest-standing insurer, with robust policies that have stood the test of time.
As a corporate citizen we pride ourselves on a commitment to social, environmental and economic sustainability, and we continue to innovate in this area with in-house initiatives that make a difference.


Standard & Poor's rating
AA- Financial strength rating
Lantern is a business division of IAG New Zealand Limited which has received a Standard & Poor's (Australia) Pty Ltd financial strength rating of AA-.
This means we have a ‘Very Strong' claims paying ability, as you can see in the scale below. As a customer, this is important to you as it's your reassurance that we will be able to pay your claims now and in the future.
The rating scale is:

AAA (Extremely Strong)
AA (Very Strong)
A (Strong)
BBB (Good)
BB (Marginal)
B (Weak)
CCC (Very Weak)
CC (Extremely Weak)
SD (Selective Default)
D (Default)
R (Regulatory Supervision)
NR (Not Rated)
The ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
Solvency Margin
​In its Half-Yearly Solvency Return filed with the Reserve Bank of New Zealand, IAG New Zealand Limited had a Solvency Margin as at 31 December 2016 as follows:
Actual Solvency Capital
Minimum Solvency Capital
Solvency Margin
Solvency Ratio

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Lantern Insurance is a business division of IAG New Zealand Ltd

For a complete description of your cover, please refer to your policy wording, policy schedule and any other relevant policy documents.
This information is a general guide only and is not necessarily complete. We reserve the right to change, update or correct any information from time to time without notice.