Your home is likely to be your most expensive asset if you are like most New Zealanders. Because it’s value is both monetary and personal, we understand you are looking for the best protection you can get.

NZI Echelon Home will provide you with exceptional protection, including repairing your house to "as new" condition using current building materials and methods. Key benefits include:

• Up to $15,000 for a sustainable upgrade on products, features or building materials
• You are covered for sudden, accidental loss that is not otherwise excluded
• Cover for hidden gradual damage to the home caused by leaks from internal pipes, internal waste disposal pipes, and internal water tanks
• Up to $2500 to restore or reconstruct any part of the garden or lawn where it has been damaged or destroyed
• Optional landlord protection cover that will protect your rental property against theft, intentional damage and vandalism by tenants or their guests
• You are now automatically covered up to $7500 of landlords contents, including household goods such as washing machines and refrigerators
• Breakage extension cover which covers glass in the home as well as other features such as sinks and baths. No excess applies.
• A stress payment up to $2000 should you need to make a total loss claim
• Cover for loss of rents up to 12 months and limited to $20,000

Rental property

If you own rental property, you can insure it with NZI Echelon to ensure you are financially protected should you lose rental income. This could happen if the property was accidentally damaged and / or the house became untenantable for reasons beyond your control.